Take it Away Scheme

0% finance on instruments, tuition and equipment with Take it away

Whatever kind of music you want to make, our Take it away scheme is here to help. From bass guitars to violins, we’ve got your musical instrument needs covered.

How to buy something with Take it away?

1. Choose your instrument

We have knowledgeable staff who will help you find the perfect instrument, equipment and tech to suit your needs.

2. Complete the application form

If applying in-store, take proof of ID (passport or driver’s license) and let staff know that you would like to pay using Take it away. This involves a credit check being carried out on you; you will need to pay a deposit (minimum 10%). Alternatively, if you are applying online, you should see the option to select Take it away when checking out, or you can email us with your product choice and receive an application to your email address.

3. Get playing!

If your application has been approved and you’ve paid your deposit, there’s only one more thing to do – Take your instrument away and get playing!

What can I buy?

Staff can offer our interest-free loans for musical instruments, equipment, software and tuition. We can offer these in-store and online. We don’t set limits on the instruments we fund. Instruments can be new or reconditioned. Indeed, in both England and Northern Ireland, we encourage musical passions of every complexion, from bass guitars to xylophones.

Am I eligible?

As a passion for music-making can develop at any time of life, we have interest-free loans to support musicians of every age.

All applicants must:

• Be over 18 years old

• Be a UK resident with a UK address history for the last 3 years

• Have a gross annual income of at least £5,000

• Hold a bank or building society account capable of handling direct debit

payments

Loans are subject to status. Terms and conditions apply.

How much can I borrow?

In England, you can get a Take it away interest free loan of between £100 and £2,500. In Northern Ireland, you can get a Take it away interest free loan of up to £2,000. If the cost of the instrument/s you want to buy exceed the loan limit, you can use Take it away as a part-payment towards the instrument/s. You would then need to pay the remaining balance by an alternative method. It is not possible to split the cost of an instrument/s over more than one loan application. 

Who is Take it away run by?

Take it away is operated by Creative United, a not-for-profit Community Interest Company, funded by Arts Council England. Creative United provides a range of financial products and services designed to enable the growth and development of the UK’s cultural and creative industries. Our mission is to build a sustainable and resilient creative economy, making the arts accessible for all. The communities that we serve include creative businesses (including individual artists and creative practitioners), charitable and social enterprises, and other organisations operating within the wider arts and creative industries.

More questions? Get in touch!

You can ring us on 01234 346206 

Email us with your questions via sales@musiccentre.co.uk

Representative 0% APR

Take it away is a Creative United initiative supported by Arts Council England and Arts Council of Northern Ireland.

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© Creative United, 2024.

Credit subject to status and affordability. Terms and Conditions Apply. Credit is provided by Omni Capital Retail Finance Ltd authorised and regulated by the Financial Conduct Authority. Creative United is a registered trademark of Creative Sector Services CIC, a Community Interest Company registered in England and Wales under number 08280539. Registered office: 10 Queen Street Place, London EC4R 1BE. Creative Sector Services CIC is a credit broker authorised and regulated by the Financial Conduct Authority.